Practice Area
Real Estate Lawyer in Mississauga & Oakville
Most real estate files are routine. The value of a real estate lawyer lies entirely in the ones that are not, and in noticing which is which before the requisition date passes.
We close residential and commercial transactions across the Greater Toronto Area: purchases, sales, refinances, transfers between family members, and the review work that should happen before anyone signs anything.
The single most useful thing a buyer or seller can do is involve a lawyer at the offer stage rather than after acceptance. Reviewing an agreement of purchase and sale takes very little time and is the only point at which the terms can still change. After acceptance, we are working inside a contract you are already bound by.
What we handle
Residential and commercial work across Peel, Halton, and the wider GTA, with electronic registration and remote signing available where it suits you.
Taxes and rebates on a purchase
Ontario land transfer tax applies on every transfer, calculated on marginal brackets. Properties in the City of Toronto attract a second municipal land transfer tax of broadly similar size, which effectively doubles the bill.
First-time buyers can claim a refund of up to $4,000 of the provincial tax, and up to $4,475 of the Toronto municipal tax. Both have eligibility conditions and deadlines for claiming, and the provincial refund is restricted to buyers who are Canadian citizens or permanent residents.
Non-residents should also be aware of the Non-Resident Speculation Tax, which applies across Ontario at 25 per cent on residential purchases by foreign nationals, foreign corporations, and taxable trustees. Rebates and exemptions are narrow. Get advice before signing, not after.
Our land transfer tax calculator will give you the provincial and Toronto figures, including first-time buyer rebates.
How much are closing costs in Ontario?
Land transfer tax is normally the largest component and depends on the price and whether the property is in Toronto. On top of that: legal fees and disbursements, title insurance, search and registration costs, adjustments for realty taxes and utilities the seller has prepaid, and any mortgage-related costs your lender charges. We give a written quote covering fees and estimated disbursements before you retain us.
Can I close remotely?
Yes. Ontario permits remote signing and virtual commissioning, and registration is electronic through Teraview. Clients regularly close from another province or country. We will tell you which documents, if any, genuinely require an in-person step.
What is the requisition date and why does it matter?
It is the deadline, set in the agreement, for your lawyer to raise objections to title. Searches have to be completed and requisitions delivered before it. After it passes, most title issues become your problem rather than the seller’s. It is the main practical reason to retain a lawyer as soon as the offer is firm rather than shortly before closing.
Tell us what happened. We will tell you where you stand.
A consultation gets you a clear read on your position, the realistic options, and what each one is likely to cost, before you commit to anything.