H&H Law Group

Family Law

Separation Agreement Lawyer in Mississauga

A separation agreement is the single most useful document in a family law file. Done properly, it settles everything and holds. Done badly, it is an expensive way to buy a future court application.

What a separation agreement can settle

A separation agreement is a domestic contract under Part IV of the Family Law Act. Within it, separating spouses, married or common-law, can agree on essentially every issue arising from the end of the relationship.

  • Decision-making responsibility and parenting time, including holidays, travel, and relocation
  • Child support, section 7 expenses, and how income changes will be handled in future years
  • Spousal support: entitlement, amount, duration, and whether the amount can be reviewed
  • Equalization of net family property, and how the payment will be made
  • The matrimonial home: sale, buyout, or one spouse remaining with a date to refinance
  • Pensions, RRSPs, investment accounts, and vehicles
  • Responsibility for joint debts, and release from them
  • Life insurance to secure support obligations
  • Releases against each other’s estates

Why agreements get set aside

Section 56(4) of the Family Law Act gives the court power to set a domestic contract aside. In practice, the same three problems account for most of the cases.

  • Incomplete disclosure. A spouse did not disclose a significant asset, debt, or income source that existed when the contract was made.
  • No real understanding. A party did not understand the nature or consequences of what they signed, common where there was no independent legal advice, or where language was a barrier.
  • Pressure. Duress, undue influence, or an agreement signed under circumstances a court will not accept as free consent.

None of these are exotic. All three are avoidable, and all three are cheaper to avoid than to litigate. We run a proper disclosure exchange, we put the agreement in language you can actually read, and we insist the other side gets independent advice.

Reviewing an agreement someone has put in front of you

If your spouse’s lawyer has sent you a draft and asked you to get independent legal advice, do not treat it as a signature errand. That meeting is your one opportunity to find out what you are actually giving up.

We will read the draft against your financial position, tell you plainly where it sits relative to what a court would likely order, identify what is missing, and tell you whether it is worth signing. Sometimes the answer is yes, a slightly imperfect agreement you can live with often beats two years of litigation. You should make that trade knowingly, not by accident.

Enforcing it

Support provisions in a separation agreement can be filed with the court and enforced through the Family Responsibility Office, which can garnish wages, intercept federal payments, and suspend a driver’s licence. Property and parenting terms are enforced through the court on a motion.

Enforcement is far simpler where the agreement is precise. Vague wording (“reasonable access”, “to be agreed between the parties”) is the single most common drafting failure we see, and it converts a settled file back into a live dispute.

FAQ

Common questions

Ask us directly
Does a separation agreement have to be witnessed?

Yes. Under section 55(1) of the Family Law Act, a domestic contract is only enforceable if it is in writing, signed by both parties, and witnessed. A handshake, an email exchange, or an unsigned draft does not create an enforceable agreement.

Can we write our own and have you look it over?

You can, and we are glad to review it. Be prepared for the review to surface gaps, the ones we see most often are missing financial disclosure, no provision for how child support changes when incomes change, no security for support, no estate releases, and parenting language too vague to enforce. Fixing those at the draft stage is inexpensive. Fixing them later is not.

Can a separation agreement be changed later?

Yes, by a further written agreement signed and witnessed the same way. Child support is a special case: it belongs to the child, and a court can vary it regardless of what the parties agreed, particularly where the agreed amount falls below the Guidelines table amount without adequate explanation.

We are common-law. Can we still have one?

Yes, and you should. Common-law partners in Ontario have no right to equalization of net family property, so the agreement is doing more work for you, not less; it is where property claims, support, and parenting actually get defined. See our page on common-law relationships.

Tell us what happened. We will tell you where you stand.

A consultation gets you a clear read on your position, the realistic options, and what each one is likely to cost, before you commit to anything.